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Net-90 terms, unlimited revisions, IP that transfers before payment, one-sided indemnity and three more clauses that rarely look dangerous on page nine, plus what to ask for instead.

A repeatable checklist for freelancers: the ten terms to find first, the order to read them in, and the questions to write down before you reply.

How long payment terms actually work, what they cost you, and the four changes freelancers get accepted most often: deposits, Net-30, late fees and milestones.

Work for hire, assignment on creation, assignment on payment, licences and carve-outs: what the intellectual property section of a client contract really says, and the three protections to ask for.

A contract attorney costs real money per hour. Here is how freelancers prepare so that hour is spent on the clauses that matter, not on reading the agreement from page one.